{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-025115","form_type":"8-K","ticker":"TWFG","cik":"0002007596","company_name":"TWFG, Inc.","filed_at":"2025-05-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.673550+00:00","generated_at":"2026-05-21T18:59:49.751980+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TWFG Q1 revenue up 16.6% to $53.8M; raises FY2025 guidance","bullets":["Total revenues $53.8M (+16.6% YoY); total written premium $371.0M (+15.5%).","Net income $6.9M ($0.09 diluted EPS); adjusted diluted EPS $0.16.","Adjusted EBITDA $12.2M (+35.3% YoY); margin expanded to 22.6% from 19.5%.","Organic revenue growth rate 14.3%; commission income $48.8M (+14.7%).","Raised FY2025 guidance: revenues $240-255M, organic growth 12-16%, adj. EBITDA margin 20-22%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-025115","json":"https://secwatch.observer/filing/0001628280-25-025115.json","markdown":"https://secwatch.observer/filing/0001628280-25-025115.md","text":"https://secwatch.observer/filing/0001628280-25-025115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007596/000162828025025115/0001628280-25-025115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007596/000162828025025115/twfg-20250513.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T18:59:49.751980+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}