{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-034468","form_type":"8-K","ticker":"WSFS","cik":"0000828944","company_name":"WSFS FINANCIAL CORP","filed_at":"2025-07-08T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.463420+00:00","generated_at":"2026-05-18T09:13:17.914039+00:00","sec_items":["2.02"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"WSFS sells $98M Upstart-sourced consumer loan portfolio; expects $4.3M charge-off, $4.8M provision release","bullets":["Sold $98.1M book of unsecured consumer loans originated through Upstart partnership.","Anticipates net charge-off of ~$4.3M against $9.1M reserves; provision release of ~$4.8M.","Portfolio in runoff since early 2024; sale accelerates exit from non-core consumer lending.","Ongoing impact from sale expected to be immaterial to financial results.","Q2 2025 results not yet finalized; actual charge-offs and provision release may differ."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-034468","json":"https://secwatch.observer/filing/0001628280-25-034468.json","markdown":"https://secwatch.observer/filing/0001628280-25-034468.md","text":"https://secwatch.observer/filing/0001628280-25-034468.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/828944/000162828025034468/0001628280-25-034468-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/828944/000162828025034468/wsfs-20250708.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T09:13:17.914039+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}