earnings
confidence high
sentiment positive
materiality 0.80
MTB Q2 net income $716M, EPS $4.24; SCB cut to 2.7%, buybacks $1.1B
M&T BANK CORP
2025-Q2 EPS reported
$7.55
revenue$814,000,000
- Net income $716M, diluted EPS $4.24, vs $584M ($3.32) in Q1 and $655M ($3.73) in Q2 2024.
- NII (tax-equiv) $1,722M, NIM 3.62% vs 3.66% in Q1; average loans $135.4B.
- Repurchased 6.07M shares for $1.1B; CET1 ratio fell to 10.98% from 11.50%.
- Provision for credit losses $125M; nonaccrual loans $1.57B (1.16%) vs $2.02B (1.50%) a year ago.
- Federal Reserve stress test: SCB lowered from 3.8% to 2.7% effective Oct 1, 2025.