{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-035220","form_type":"8-K","ticker":"LZ","cik":"0001286139","company_name":"LEGALZOOM.COM, INC.","filed_at":"2025-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.585372+00:00","generated_at":"2026-05-18T05:55:18.394437+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"LegalZoom reduces revolver to $100M, extends maturity to 2030, improves pricing","bullets":["Revolver commitments cut to $100M from $150M; maturity extended from July 2026 to July 2030.","Interest rate margin reduced by additional 0.25% for leverage <1.00x; commitment fee also lowered by 0.05%.","At amendment, no borrowings outstanding; company remains in full compliance with all financial covenants.","Amendment removes the 0.10% credit spread adjustment to Term SOFR benchmark.","Refinancing lenders include JPMorgan, Bank of America, Citibank, and PNC."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-035220","json":"https://secwatch.observer/filing/0001628280-25-035220.json","markdown":"https://secwatch.observer/filing/0001628280-25-035220.md","text":"https://secwatch.observer/filing/0001628280-25-035220.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1286139/000162828025035220/0001628280-25-035220-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1286139/000162828025035220/lz-20250714.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:55:18.394437+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3c488694065674986c9c0231db65869d33fc2d8b","claim":"LEGALZOOM.COM, INC. amended revolving credit of $150.0 million to $100.0 million with JPMorgan Chase Bank, N.A. at Term SOFR plus a margin ranging from 2.00% to 1.25% maturing July 2, 2026 to July 14, 2030.","evidence_excerpt":"the guarantors party thereto, the lenders party thereto and JPMorgan Chase Bank, N.A., as administrative agent. The Amendment decreases the revolving loan commitments from $150.0 million to $100.0 million. The ability to use up to $20.0 million for letters of credit as well as borrowings on same-day notice, referred to as swingline loans, in an amount of up to","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1286139/000162828025035220/0001628280-25-035220-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$150.0 million to $100.0 million"},{"label":"Counterparty","value":"JPMorgan Chase Bank, N.A."},{"label":"Rate","value":"Term SOFR plus a margin ranging from 2.00% to 1.25%"},{"label":"Maturity","value":"July 2, 2026 to July 14, 2030"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}