{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-035759","form_type":"8-K","ticker":"BANC","cik":"0001169770","company_name":"BANC OF CALIFORNIA, INC.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.478752+00:00","generated_at":"2026-05-18T03:12:21.512809+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Banc of California Q2 EPS $0.12 ($0.31 adj); loan growth 9% ann.; NIM 3.10%","bullets":["Net earnings available to common $18.4M ($0.12 diluted); adjusted EPS $0.31.","Total revenue $272.8M (+3% QoQ); pre-tax pre-provision income $87.0M (+6%).","Loans $24.7B (+9% annualized); deposits $27.5B (+1%).","Provision for credit losses $39.1M, including $26.3M related to loans transferred to held for sale.","Book value $18.58; tangible book $16.46; CET1 ratio 9.92%; share repurchases $111.5M in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-035759","json":"https://secwatch.observer/filing/0001628280-25-035759.json","markdown":"https://secwatch.observer/filing/0001628280-25-035759.md","text":"https://secwatch.observer/filing/0001628280-25-035759.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1169770/000162828025035759/0001628280-25-035759-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1169770/000162828025035759/banc-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:12:21.512809+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}