---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-035759"
form_type: "8-K"
ticker: "BANC"
cik: "0001169770"
company_name: "BANC OF CALIFORNIA, INC."
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:12:21.512809+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Banc of California Q2 EPS $0.12 ($0.31 adj); loan growth 9% ann.; NIM 3.10%

## Summary
- Net earnings available to common $18.4M ($0.12 diluted); adjusted EPS $0.31.
- Total revenue $272.8M (+3% QoQ); pre-tax pre-provision income $87.0M (+6%).
- Loans $24.7B (+9% annualized); deposits $27.5B (+1%).
- Provision for credit losses $39.1M, including $26.3M related to loans transferred to held for sale.
- Book value $18.58; tangible book $16.46; CET1 ratio 9.92%; share repurchases $111.5M in Q2.

## SEC filing metadata
- accession: 0001628280-25-035759
- form_type: 8-K
- ticker: BANC
- cik: 0001169770
- company_name: BANC OF CALIFORNIA, INC.
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1169770/000162828025035759/0001628280-25-035759-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1169770/000162828025035759/banc-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-035759
- JSON: https://secwatch.observer/filing/0001628280-25-035759.json
- Plain text: https://secwatch.observer/filing/0001628280-25-035759.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.