{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-035768","form_type":"8-K","ticker":"RMBI","cik":"0001767837","company_name":"Richmond Mutual Bancorporation, Inc.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.924650+00:00","generated_at":"2026-05-18T03:33:08.372580+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Richmond Mutual Bancorp Q2 2025 EPS $0.26, up 30% YoY; NIM expands to 2.93%","bullets":["Net income $2.6M ($0.26 diluted EPS) vs $2.1M ($0.20 EPS) Q2 2024, a 30% increase.","Net interest margin improved to 2.93% from 2.79% Q1 and 2.64% Q2 2024.","Nonperforming loans rose to 0.68% of loans ($8.1M) from 0.58% at Dec 2024.","Repurchased 101,127 shares at avg $13.46 per share in Q2.","Provision for credit losses $745,000 vs $270,000 Q2 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-035768","json":"https://secwatch.observer/filing/0001628280-25-035768.json","markdown":"https://secwatch.observer/filing/0001628280-25-035768.md","text":"https://secwatch.observer/filing/0001628280-25-035768.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1767837/000162828025035768/0001628280-25-035768-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1767837/000162828025035768/rmbi-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:33:08.372580+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}