secwatch.observer — SEC 8-K summary
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Issuer:     Richmond Mutual Bancorporation, Inc. (RMBI)
CIK:        0001767837
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001628280-25-035768
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Richmond Mutual Bancorp Q2 2025 EPS $0.26, up 30% YoY; NIM expands to 2.93%
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- Net income $2.6M ($0.26 diluted EPS) vs $2.1M ($0.20 EPS) Q2 2024, a 30% increase.
- Net interest margin improved to 2.93% from 2.79% Q1 and 2.64% Q2 2024.
- Nonperforming loans rose to 0.68% of loans ($8.1M) from 0.58% at Dec 2024.
- Repurchased 101,127 shares at avg $13.46 per share in Q2.
- Provision for credit losses $745,000 vs $270,000 Q2 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1767837/000162828025035768/0001628280-25-035768-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1767837/000162828025035768/rmbi-20250723.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-035768

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer