secwatch.observer — SEC 8-K summary
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Issuer:     ACNB CORP (ACNB)
CIK:        0000715579
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001628280-25-035841
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACNB Q2 net income $11.6M ($1.11 EPS); NIM 4.21%; dividend +6.3% to $0.34
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- Net income $11.6M ($1.11 diluted EPS) vs $11.3M ($1.32) in Q2 2024 and Q1 2025 net loss of $272K.
- FTE net interest margin 4.21%, up 39 bps YoY and 14 bps QoQ, aided by $2.2M in acquisition accretion.
- Quarterly dividend raised 6.3% to $0.34/share; Board approved new repurchase plan for up to 314,000 shares (3% outstanding).
- Total loans $2.34B, up 0.8% QoQ (3.4% annualized); non-performing loans stable at 0.43% of loans.
- Tangible book value per share $29.30 (up from $28.23 at Q1 2025); repurchased 71,592 shares during Q2 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715579/000162828025035841/0001628280-25-035841-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715579/000162828025035841/acnb-20250724.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-035841

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