{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-035927","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.395844+00:00","generated_at":"2026-05-18T02:33:54.501529+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FinWise Q2 net income $4.1M, EPS $0.29; loan originations $1.5B","bullets":["Net income of $4.1M ($0.29 diluted EPS), up from $3.2M ($0.23) in Q1 2025 and $3.2M ($0.24) in Q2 2024.","Loan originations totaled $1.48B, up from $1.26B in Q1 and $1.17B in Q2 2024.","Net interest income $14.7M, net interest margin 7.81% vs 10.31% a year ago due to lower-yielding higher-quality loans.","Nonperforming loans rose to $39.7M (7.5% of HFI) from $29.9M (6.1%) at Q1, partly SBA-guaranteed.","Efficiency ratio improved to 59.5% from 64.8% in Q1; tangible book value per share $13.51."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-035927","json":"https://secwatch.observer/filing/0001628280-25-035927.json","markdown":"https://secwatch.observer/filing/0001628280-25-035927.md","text":"https://secwatch.observer/filing/0001628280-25-035927.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000162828025035927/0001628280-25-035927-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000162828025035927/finw-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:33:54.501529+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}