secwatch.observer — SEC 8-K summary
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Issuer:     Eastern Bankshares, Inc. (EBC)
CIK:        0001810546
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001628280-25-035941
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eastern Bankshares Q2 GAAP EPS $0.50, operating EPS $0.41; NIM expands 21bp to 3.59%
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- GAAP net income $100.2M ($0.50 diluted EPS); operating net income $81.7M ($0.41 diluted EPS).
- Net interest margin (FTE) expanded 21bp to 3.59% on higher asset yields; deposit costs stable at 2.04%.
- Period-end loans grew 8% annualized linked-quarter to $18.6B; deposits rose 2% to $21.2B.
- Non-performing loans fell to $54.7M (0.30% of loans) from $91.6M (0.51%) linked quarter; no net charge-offs.
- Board declared $0.13/share quarterly dividend payable Sept 15, 2025; repurchased 183K shares at $16.36 avg.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1810546/000162828025035941/0001628280-25-035941-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1810546/000162828025035941/ebc-20250724.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-035941

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