{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-036180","form_type":"8-K","ticker":"FSUN","cik":"0001709442","company_name":"FIRSTSUN CAPITAL BANCORP","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.736444+00:00","generated_at":"2026-05-18T00:19:14.812090+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FirstSun Q2 net income $26.4M ($0.93 EPS); deposit growth 13.2% annualized, credit costs rise","bullets":["Net income $26.4M ($0.93 diluted EPS) vs $24.6M ($0.88) in Q2 2024; adjusted EPS $0.90.","Net interest margin stable at 4.07%; net interest income $78.5M, up $4M from prior quarter.","Deposits grew 13.2% annualized to $7.1B; loans up 1.4% annualized to $6.5B.","Provision for credit losses $4.5M; net charge-offs $13.5M (0.83% annualized) on C&I write-down.","Nonperforming assets/total assets improved to 0.80% from 1.02%; efficiency ratio 64.52%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-036180","json":"https://secwatch.observer/filing/0001628280-25-036180.json","markdown":"https://secwatch.observer/filing/0001628280-25-036180.md","text":"https://secwatch.observer/filing/0001628280-25-036180.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1709442/000162828025036180/0001628280-25-036180-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1709442/000162828025036180/fcb-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:19:14.812090+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}