secwatch.observer — SEC 8-K summary
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Issuer:     FIRSTSUN CAPITAL BANCORP (FSUN)
CIK:        0001709442
Form:       8-K
Filed at:   2025-07-28T23:59:59+00:00
Accession:  0001628280-25-036180
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FirstSun Q2 net income $26.4M ($0.93 EPS); deposit growth 13.2% annualized, credit costs rise
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- Net income $26.4M ($0.93 diluted EPS) vs $24.6M ($0.88) in Q2 2024; adjusted EPS $0.90.
- Net interest margin stable at 4.07%; net interest income $78.5M, up $4M from prior quarter.
- Deposits grew 13.2% annualized to $7.1B; loans up 1.4% annualized to $6.5B.
- Provision for credit losses $4.5M; net charge-offs $13.5M (0.83% annualized) on C&I write-down.
- Nonperforming assets/total assets improved to 0.80% from 1.02%; efficiency ratio 64.52%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1709442/000162828025036180/0001628280-25-036180-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1709442/000162828025036180/fcb-20250728.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-036180

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