---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-036221"
form_type: "8-K"
ticker: "GABC"
cik: "0000714395"
company_name: "GERMAN AMERICAN BANCORP, INC."
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:37:53.165126+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# German American Bancorp Q2 2025 EPS $0.84, up 180% QoQ; dividend $0.29 announced

## Summary
- Q2 net income $31.4M ($0.84 EPS); Q1 was $10.5M ($0.30 EPS) including $16.8M after-tax merger costs.
- Organic loan growth ~7% annualized; non-performing assets 0.30% of assets; net charge-offs 6 bps.
- Non-interest income up 13% QoQ led by wealth management, interchange, and residential mortgage gains.
- Board declared cash dividend $0.29/share payable Aug 20, 2025 to Aug 10 record date.

## SEC filing metadata
- accession: 0001628280-25-036221
- form_type: 8-K
- ticker: GABC
- cik: 0000714395
- company_name: GERMAN AMERICAN BANCORP, INC.
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/714395/000162828025036221/0001628280-25-036221-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/714395/000162828025036221/gabc-20250728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-036221
- JSON: https://secwatch.observer/filing/0001628280-25-036221.json
- Plain text: https://secwatch.observer/filing/0001628280-25-036221.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.