{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-036462","form_type":"8-K","ticker":"FNWD","cik":"0000919864","company_name":"Finward Bancorp","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.701167+00:00","generated_at":"2026-05-17T23:59:41.106076+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Finward Bancorp Q2 net income $2.2M ($0.50 EPS), up from $0.5M; NIM expands to 2.97%","bullets":["Net income available to common stockholders $2.2M ($0.50 diluted EPS) vs $455K ($0.11) in Q1.","Net interest margin (tax-equivalent) rose to 3.11% from 2.95% QoQ; loan yields improved.","Non-performing loans $13.5M (0.91% of loans); net loan recoveries of $414K in Q2.","Tier 1 leverage ratio improved to 8.69% from 8.48%; tangible book value $30.16 per share.","Deposits stable at $1.8B; commercial loan originations increased to $46.1M from $36.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-036462","json":"https://secwatch.observer/filing/0001628280-25-036462.json","markdown":"https://secwatch.observer/filing/0001628280-25-036462.md","text":"https://secwatch.observer/filing/0001628280-25-036462.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/919864/000162828025036462/0001628280-25-036462-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/919864/000162828025036462/fnwd-20250729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:59:41.106076+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}