---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-037527"
form_type: "8-K"
ticker: "ACRE"
cik: "0001529377"
company_name: "Ares Commercial Real Estate Corp"
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T20:38:32.854711+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ACRE Q2 GAAP net loss $0.20; distributable loss $0.51; closed $43M new loans

## Summary
- GAAP net loss of $11.0M ($0.20 per diluted share); distributable loss of $27.9M ($0.51 per share).
- Declared Q3 2025 dividend of $0.15 per share (unchanged from Q2 2025 dividend).
- Collected $337M in loan repayments in H1 2025; available capital $178M incl. $94M cash.
- Subsequently closed $43M in new senior loan commitments in Q3 2025.
- CEO cited accelerated resolution of risk-rated 4/5 loans and reduction of office exposure.

## SEC filing metadata
- accession: 0001628280-25-037527
- form_type: 8-K
- ticker: ACRE
- cik: 0001529377
- company_name: Ares Commercial Real Estate Corp
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529377/000162828025037527/0001628280-25-037527-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529377/000162828025037527/acre-20250805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-037527
- JSON: https://secwatch.observer/filing/0001628280-25-037527.json
- Plain text: https://secwatch.observer/filing/0001628280-25-037527.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.