{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-038381","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2025-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.494526+00:00","generated_at":"2026-05-17T20:15:23.826449+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Horace Mann Q2 core EPS $1.06 beats; raises FY2025 guidance to $4.15-$4.45","bullets":["Q2 net income $29.4M ($0.71/diluted); core earnings $44.2M ($1.06/diluted) – record quarter.","Total revenue $411.7M (+6% YoY); net premiums and contract charges earned up 8%.","P&C combined ratio 97.0%, improved 15 pts YoY; catastrophe costs below prior year.","Adjusted book value $38.46 per share (+5.9% YoY); core ROE LTM 12.6%.","Full-year 2025 core EPS guidance raised to $4.15-$4.45; on track for double-digit ROE."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-038381","json":"https://secwatch.observer/filing/0001628280-25-038381.json","markdown":"https://secwatch.observer/filing/0001628280-25-038381.md","text":"https://secwatch.observer/filing/0001628280-25-038381.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828025038381/0001628280-25-038381-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828025038381/hmn-20250806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T20:15:23.826449+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}