{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-039999","form_type":"8-K","ticker":"KPLT","cik":"0001785424","company_name":"Katapult Holdings, Inc.","filed_at":"2025-08-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.985500+00:00","generated_at":"2026-05-17T13:58:16.035455+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Katapult Q2 gross origination +30% YoY, revenue +22%; raises FY2025 gross origination outlook","bullets":["Q2 gross originations $72.1M (+30.4% YoY); revenue $71.9M (+22.1%).","Adjusted EBITDA $0.3M vs. -$0.4M a year ago; net loss widened to $7.8M on $1.0M debt-extinguishment costs.","KPay gross originations surged 81% YoY; app marketplace drove ~60% of total originations.","Refinanced with Blue Owl: revolver increased to $110M, maturity extended to Dec 2026, rate cut ~150 bps.","Q3 2025 guidance: gross origination +25-30% YoY, revenue +20-25%, Adj. EBITDA $3-3.5M; FY2025 gross origination raised to +20-25%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-039999","json":"https://secwatch.observer/filing/0001628280-25-039999.json","markdown":"https://secwatch.observer/filing/0001628280-25-039999.md","text":"https://secwatch.observer/filing/0001628280-25-039999.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1785424/000162828025039999/0001628280-25-039999-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1785424/000162828025039999/kplt-20250813.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T13:58:16.035455+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}