---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-042486"
form_type: "8-K"
ticker: "ARDT"
cik: "0001756655"
company_name: "Ardent Health, Inc."
filed_at: "2025-09-23T23:59:59+00:00"
generated_at: "2026-05-17T05:53:33.797735+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Ardent Health amends $777.5M term loan facility; rate cut 50 bps, maturity extended to 2032

## Summary
- Interest rate reduced by 50 bps to Term SOFR + 2.25%; expected annual interest savings of ~$3.9M.
- Maturity extended from August 2028 to September 2032, enhancing financial flexibility.
- ABL credit agreement also amended to align covenant baskets; no material changes or maturity extension.
- CFO Alfred Lumsdaine cites continued confidence of lending partners and support for growth strategy.

## SEC filing metadata
- accession: 0001628280-25-042486
- form_type: 8-K
- ticker: ARDT
- cik: 0001756655
- company_name: Ardent Health, Inc.
- filed_at: 2025-09-23T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1756655/000162828025042486/0001628280-25-042486-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1756655/000162828025042486/ardt-20250918.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-042486
- JSON: https://secwatch.observer/filing/0001628280-25-042486.json
- Plain text: https://secwatch.observer/filing/0001628280-25-042486.txt

## Key facts
- Debt Financings
  Ardent Health, Inc. amended term loan with Bank of America, N.A. at Term SOFR plus 2.25% from Term SOFR plus 2.75% maturing September 18, 2032.
  - Instrument: term loan
  - Counterparty: Bank of America, N.A.
  - Rate: Term SOFR plus 2.25% from Term SOFR plus 2.75%
  - Maturity: September 18, 2032
  - Event: amendment
  source text: extend the maturity date for the term loans from August 24, 2028 to September 18, 2032, (iii) reduce the applicable interest rate by 50 basis points from Term Secured Overnight Financing Rate (“SOFR”) plus 2.75% to Term SOFR plus 2.25%
  evidence_url: https://www.sec.gov/Archives/edgar/data/1756655/000162828025042486/0001628280-25-042486-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.