---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-044845"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2025-10-14T23:59:59+00:00"
generated_at: "2026-05-17T03:59:31.881958+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Q3 net income $14.4B ($5.07 EPS) vs $12.9B ($4.37) a year ago

## Summary
- Net income $14.4B ($5.07 diluted EPS) vs $12.9B ($4.37) in Q3 2024, up 12%.
- Managed revenue $47.1B; reported revenue $46.4B; expense $24.3B; overhead ratio 52%.
- Credit costs $3.4B including $2.6B net charge-offs and $810M reserve build.
- CIB Markets revenue up 25% YoY; IB fees up 16% YoY; AWM AUM $4.6T, up 18%.
- Common dividend $1.50/share; $8.0B net stock repurchases; CET1 ratio 14.8%.

## SEC filing metadata
- accession: 0001628280-25-044845
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2025-10-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000162828025044845/0001628280-25-044845-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000162828025044845/jpm-20251014.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-044845
- JSON: https://secwatch.observer/filing/0001628280-25-044845.json
- Plain text: https://secwatch.observer/filing/0001628280-25-044845.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.