{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-044887","form_type":"8-K","ticker":"JPM","cik":"0000019617","company_name":"JPMORGAN CHASE & CO","filed_at":"2025-10-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.161934+00:00","generated_at":"2026-05-17T03:59:33.871100+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"JPMorgan Q3 net income $14.4B, EPS $5.07; revenue $47.1B, up 9% YoY","bullets":["ROTCE of 20%; CET1 ratio 14.8%; net payout LTM 73% including $8.0B buybacks.","CCB net income $5.0B (ROE 35%), CIB $6.9B (ROE 18%), AWM $1.7B (ROE 40%).","Credit costs $3.4B; NCOs $2.6B up from $2.1B YoY; net reserve build $0.8B.","FY25 outlook: NII ex Markets ~$95B; adjusted expense ~$95.9B; Card NCO rate ~3.3%.","Revenue up 9% YoY; NII ex Markets flat YoY; Markets revenue up 25% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-044887","json":"https://secwatch.observer/filing/0001628280-25-044887.json","markdown":"https://secwatch.observer/filing/0001628280-25-044887.md","text":"https://secwatch.observer/filing/0001628280-25-044887.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/19617/000162828025044887/0001628280-25-044887-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/19617/000162828025044887/jpm-20251014.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:59:33.871100+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}