---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-044887"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2025-10-14T23:59:59+00:00"
generated_at: "2026-05-17T03:59:33.871100+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Q3 net income $14.4B, EPS $5.07; revenue $47.1B, up 9% YoY

## Summary
- ROTCE of 20%; CET1 ratio 14.8%; net payout LTM 73% including $8.0B buybacks.
- CCB net income $5.0B (ROE 35%), CIB $6.9B (ROE 18%), AWM $1.7B (ROE 40%).
- Credit costs $3.4B; NCOs $2.6B up from $2.1B YoY; net reserve build $0.8B.
- FY25 outlook: NII ex Markets ~$95B; adjusted expense ~$95.9B; Card NCO rate ~3.3%.
- Revenue up 9% YoY; NII ex Markets flat YoY; Markets revenue up 25% YoY.

## SEC filing metadata
- accession: 0001628280-25-044887
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2025-10-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000162828025044887/0001628280-25-044887-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000162828025044887/jpm-20251014.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-044887
- JSON: https://secwatch.observer/filing/0001628280-25-044887.json
- Plain text: https://secwatch.observer/filing/0001628280-25-044887.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.