secwatch.observer — SEC 8-K summary
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Issuer:     JPMORGAN CHASE & CO (JPM)
CIK:        0000019617
Form:       8-K
Filed at:   2025-10-14T23:59:59+00:00
Accession:  0001628280-25-044887
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

JPMorgan Q3 net income $14.4B, EPS $5.07; revenue $47.1B, up 9% YoY
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- ROTCE of 20%; CET1 ratio 14.8%; net payout LTM 73% including $8.0B buybacks.
- CCB net income $5.0B (ROE 35%), CIB $6.9B (ROE 18%), AWM $1.7B (ROE 40%).
- Credit costs $3.4B; NCOs $2.6B up from $2.1B YoY; net reserve build $0.8B.
- FY25 outlook: NII ex Markets ~$95B; adjusted expense ~$95.9B; Card NCO rate ~3.3%.
- Revenue up 9% YoY; NII ex Markets flat YoY; Markets revenue up 25% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/19617/000162828025044887/0001628280-25-044887-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/19617/000162828025044887/jpm-20251014.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-044887

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer