{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-045206","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.849642+00:00","generated_at":"2026-05-17T03:30:26.502119+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community West Q3 net income triples YoY to $10.9M; EPS $0.57; NIM expands to 4.20%","bullets":["Net income $10.87M ($0.57 diluted EPS) vs $3.39M ($0.18) in Q3 2024 and $7.83M ($0.41) in Q2 2025.","Net interest margin rose to 4.20% from 4.10% in Q2 2025 and 3.95% in Q4 2024.","Gross loans +$51.8M (+2.16%) QoQ; total deposits +$81.0M (+2.70%) QoQ.","Provision for credit losses $667K vs $2.61M in Q2 2025, reflecting lower charge-offs.","Declared $0.12/sh dividend payable Nov 14, 2025 to holders of record Oct 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-045206","json":"https://secwatch.observer/filing/0001628280-25-045206.json","markdown":"https://secwatch.observer/filing/0001628280-25-045206.md","text":"https://secwatch.observer/filing/0001628280-25-045206.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828025045206/0001628280-25-045206-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828025045206/cvcy-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:30:26.502119+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}