---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-045206"
form_type: "8-K"
ticker: "CWBC"
cik: "0001127371"
company_name: "Community West Bancshares"
filed_at: "2025-10-16T23:59:59+00:00"
generated_at: "2026-05-17T03:30:26.502119+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Community West Q3 net income triples YoY to $10.9M; EPS $0.57; NIM expands to 4.20%

## Summary
- Net income $10.87M ($0.57 diluted EPS) vs $3.39M ($0.18) in Q3 2024 and $7.83M ($0.41) in Q2 2025.
- Net interest margin rose to 4.20% from 4.10% in Q2 2025 and 3.95% in Q4 2024.
- Gross loans +$51.8M (+2.16%) QoQ; total deposits +$81.0M (+2.70%) QoQ.
- Provision for credit losses $667K vs $2.61M in Q2 2025, reflecting lower charge-offs.
- Declared $0.12/sh dividend payable Nov 14, 2025 to holders of record Oct 31, 2025.

## SEC filing metadata
- accession: 0001628280-25-045206
- form_type: 8-K
- ticker: CWBC
- cik: 0001127371
- company_name: Community West Bancshares
- filed_at: 2025-10-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1127371/000162828025045206/0001628280-25-045206-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1127371/000162828025045206/cvcy-20251016.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-045206
- JSON: https://secwatch.observer/filing/0001628280-25-045206.json
- Plain text: https://secwatch.observer/filing/0001628280-25-045206.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.