{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-045534","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2025-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.410017+00:00","generated_at":"2026-05-17T03:13:11.895537+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Home Bancorp Reports Q3 2025 Net Income of $12.4M, Increases Dividend by 7%","bullets":["Net income rose to $12.4 million ($1.59 per diluted share) from $11.3 million in Q2 2025.","Board declared a $0.31 quarterly dividend, a 7% increase from the prior quarter.","Net interest margin expanded 6 bps to 4.10%; ROA was 1.41%.","Loans decreased $58.6 million (2.1%) to $2.7 billion; deposits increased $67.3 million (2.3%) to $3.0 billion.","Nonperforming assets rose to $30.9 million (0.88% of assets); recorded $229,000 reversal of provision."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-045534","json":"https://secwatch.observer/filing/0001628280-25-045534.json","markdown":"https://secwatch.observer/filing/0001628280-25-045534.md","text":"https://secwatch.observer/filing/0001628280-25-045534.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000162828025045534/0001628280-25-045534-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000162828025045534/hbcp-20251020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-17T03:13:11.895537+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}