---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-045534"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2025-10-20T23:59:59+00:00"
generated_at: "2026-05-17T03:13:11.895537+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Reports Q3 2025 Net Income of $12.4M, Increases Dividend by 7%

## Summary
- Net income rose to $12.4 million ($1.59 per diluted share) from $11.3 million in Q2 2025.
- Board declared a $0.31 quarterly dividend, a 7% increase from the prior quarter.
- Net interest margin expanded 6 bps to 4.10%; ROA was 1.41%.
- Loans decreased $58.6 million (2.1%) to $2.7 billion; deposits increased $67.3 million (2.3%) to $3.0 billion.
- Nonperforming assets rose to $30.9 million (0.88% of assets); recorded $229,000 reversal of provision.

## SEC filing metadata
- accession: 0001628280-25-045534
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2025-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000162828025045534/0001628280-25-045534-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000162828025045534/hbcp-20251020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-045534
- JSON: https://secwatch.observer/filing/0001628280-25-045534.json
- Plain text: https://secwatch.observer/filing/0001628280-25-045534.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.