{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-045685","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.954346+00:00","generated_at":"2026-05-17T02:57:59.323344+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Western Alliance Q3 EPS $2.28, up 26.7% YoY; record PPNR $394M","bullets":["Net income $260.5M, EPS $2.28 (up 10.1% QoQ, 26.7% YoY); net revenue $938.2M.","Pre-provision net revenue (PPNR) of $393.8M, a record high, up $62.6M QoQ.","HFI loans grew $707M to $56.6B; total deposits up $6.1B to $77.2B.","Tangible book value per share $58.56, up 4.8% QoQ and 12.7% YoY; CET1 ratio 11.3%.","Nonperforming loans to HFI loans rose to 0.92% from 0.76% QoQ; net charge-offs stable at 0.22%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-045685","json":"https://secwatch.observer/filing/0001628280-25-045685.json","markdown":"https://secwatch.observer/filing/0001628280-25-045685.md","text":"https://secwatch.observer/filing/0001628280-25-045685.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000162828025045685/0001628280-25-045685-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000162828025045685/wal-20251021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:57:59.323344+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}