---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-045771"
form_type: "8-K"
ticker: "ONB"
cik: "0000707179"
company_name: "OLD NATIONAL BANCORP /IN/"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:52:40.376778+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old National Q3 net income $178.5M, diluted EPS $0.46; adjusted EPS $0.59

## Summary
- Net income applicable to common shares: $178.5M, diluted EPS $0.46; adjusted net income $231.3M, adjusted EPS $0.59.
- Net interest margin (FTE) 3.64%, up 11 bps linked quarter.
- Pre-tax merger-related charges of $69.3M related to the Bremer Bank partnership.
- Period-end total loans $48.0B (up 0.6% annualized); core deposits up 5.8% annualized.
- Return on average tangible common equity (ROATCE) 15.9%; adjusted ROATCE 20.1%.

## SEC filing metadata
- accession: 0001628280-25-045771
- form_type: 8-K
- ticker: ONB
- cik: 0000707179
- company_name: OLD NATIONAL BANCORP /IN/
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707179/000162828025045771/0001628280-25-045771-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707179/000162828025045771/onb-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-045771
- JSON: https://secwatch.observer/filing/0001628280-25-045771.json
- Plain text: https://secwatch.observer/filing/0001628280-25-045771.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.