secwatch.observer — SEC 8-K summary
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Issuer:     ORRSTOWN FINANCIAL SERVICES INC (ORRF)
CIK:        0000826154
Form:       8-K
Filed at:   2025-10-22T23:59:59+00:00
Accession:  0001628280-25-045778
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Orrstown Q3 net income $21.9M, EPS $1.13; record earnings, loan growth 5%
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- Net income $21.9M, diluted EPS $1.13; Q2 2025: $19.4M, $1.01; Q3 2024: net loss $7.9M, -$0.41.
- Net interest margin (tax-equiv) 4.11%, up 4bp QoQ; purchase accounting added 52bp.
- Loans grew $48.4M (~5% annualized) to $4.0B; classified loans down $1.7M to $64.1M.
- Redeemed $32.5M subordinated notes on Sept 30; accelerated amortization of $0.3M.
- Board declared $0.27/sh dividend payable Nov 12 to holders of record Nov 5.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/826154/000162828025045778/0001628280-25-045778-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/826154/000162828025045778/orrf-20251021.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-045778

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