secwatch.observer — SEC 8-K summary
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Issuer:     ACNB CORP (ACNB)
CIK:        0000715579
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0001628280-25-045974
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACNB reports Q3 2025 net income $14.9M ($1.42 EPS), up 107% YoY; dividend raised 11.8%
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- Net income $14.9M ($1.42 diluted EPS) vs $7.2M ($0.84) YoY and $11.6M ($1.11) QoQ.
- FTE net interest margin 4.27%, up 50 bps YoY and 6 bps QoQ; loan yield 6.29%.
- Quarterly dividend increased to $0.38/share, up $0.04 (11.8%) from prior quarter.
- Total loans $2.34B, down $5.2M from June 30; non-performing loans stable at 0.43%.
- Tangible book value per share $30.87, up from $29.30 at June 30, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715579/000162828025045974/0001628280-25-045974-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715579/000162828025045974/acnb-20251023.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-045974

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer