{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-046050","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.647945+00:00","generated_at":"2026-05-17T02:25:08.568277+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Heritage Financial Q3 net income $19.2M ($0.55 EPS), up from $12.2M; declares $0.24 dividend","bullets":["Net income of $19.2M ($0.55 diluted EPS) vs $12.2M ($0.36) in Q2 2025 and $11.4M ($0.33) in Q3 2024.","Net interest margin expanded to 3.64% from 3.51% in Q2; deposit costs declined to 1.89% from 1.94%.","Total deposits rose $73.1M (1.3%) from Q2; noninterest demand deposits up 2.1%.","Regular cash dividend of $0.24 per share declared, payable Nov 19 to holders of record Nov 5.","CEO confirmed pending acquisition of Olympic Bancorp (Kitsap Bank) expected to close in Q1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-046050","json":"https://secwatch.observer/filing/0001628280-25-046050.json","markdown":"https://secwatch.observer/filing/0001628280-25-046050.md","text":"https://secwatch.observer/filing/0001628280-25-046050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000162828025046050/0001628280-25-046050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000162828025046050/hfwa-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:25:08.568277+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}