secwatch.observer — SEC 8-K summary
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Issuer:     HERITAGE FINANCIAL CORP /WA/ (HFWA)
CIK:        0001046025
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0001628280-25-046050
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Financial Q3 net income $19.2M ($0.55 EPS), up from $12.2M; declares $0.24 dividend
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- Net income of $19.2M ($0.55 diluted EPS) vs $12.2M ($0.36) in Q2 2025 and $11.4M ($0.33) in Q3 2024.
- Net interest margin expanded to 3.64% from 3.51% in Q2; deposit costs declined to 1.89% from 1.94%.
- Total deposits rose $73.1M (1.3%) from Q2; noninterest demand deposits up 2.1%.
- Regular cash dividend of $0.24 per share declared, payable Nov 19 to holders of record Nov 5.
- CEO confirmed pending acquisition of Olympic Bancorp (Kitsap Bank) expected to close in Q1 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1046025/000162828025046050/0001628280-25-046050-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1046025/000162828025046050/hfwa-20251023.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-046050

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