---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-046111"
form_type: "8-K"
ticker: "EBC"
cik: "0001810546"
company_name: "Eastern Bankshares, Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:33:06.268050+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eastern Bankshares Q3 net income $106.1M ($0.53 EPS); HarborOne merger to close Nov 1; approves 11.9M share buyback

## Summary
- Net income of $106.1M ($0.53 diluted EPS) vs Q2 $100.2M; operating net income $74.1M ($0.37).
- Period-end loans $18.83B, up 1.3% linked quarter; Wealth Mgmt AUM record $9.2B.
- All regulatory approvals received for merger with HarborOne; expected close Nov 1, 2025.
- Board approved share repurchase program of up to 11.9M shares (5% outstanding) through Oct 2026.
- Dividend of $0.13/share declared, payable Dec 15 to record Dec 3.

## SEC filing metadata
- accession: 0001628280-25-046111
- form_type: 8-K
- ticker: EBC
- cik: 0001810546
- company_name: Eastern Bankshares, Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1810546/000162828025046111/0001628280-25-046111-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1810546/000162828025046111/ebc-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-046111
- JSON: https://secwatch.observer/filing/0001628280-25-046111.json
- Plain text: https://secwatch.observer/filing/0001628280-25-046111.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.