secwatch.observer — SEC 8-K summary
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Issuer:     CHAIN BRIDGE BANCORP INC (CBNA)
CIK:        0001392272
Form:       8-K
Filed at:   2025-10-28T23:59:59+00:00
Accession:  0001628280-25-046825
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Chain Bridge Bancorp Q3 net income $4.7M ($0.72 EPS), down from $7.5M ($1.64) YoY on lower deposit fees
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- Q3 net income $4.7M vs $7.5M in Q3 2024; nine-month net income $14.9M ($2.27 EPS) vs $17.2M ($3.77).
- Net interest income $12.3M vs $13.6M YoY; noninterest income dropped to $847K from $3.1M due to political deposit fee shift.
- Book value per share $24.86, up from $22.95 a year ago; Tier 1 leverage ratio 11.34% remains very strong.
- Total deposits $1.4B, up $114.6M from Q2; political inflows drove growth, while loans declined to $280M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1392272/000162828025046825/0001628280-25-046825-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1392272/000162828025046825/chnbrdg-20251028.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-046825

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer