{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-047106","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.835850+00:00","generated_at":"2026-05-17T01:39:21.038266+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NewtekOne reports 3Q25 diluted EPS $0.67, up 49% YoY; revenue $74.9M, up 19%","bullets":["Diluted EPS $0.67 vs $0.45 in 3Q24 (+49%); YTD diluted EPS $1.54 vs $1.26 (+22%).","Total revenue $74.9M, up 19.3% YoY; net income before taxes $25.1M, up 47%.","Book value per share $11.72 (+16.4% YoY); tangible book value $11.22 (+25.6%).","Pre-provision net revenue (non-GAAP) $32.8M, up 36.7% from $24.0M in 3Q24."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-047106","json":"https://secwatch.observer/filing/0001628280-25-047106.json","markdown":"https://secwatch.observer/filing/0001628280-25-047106.md","text":"https://secwatch.observer/filing/0001628280-25-047106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000162828025047106/0001628280-25-047106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000162828025047106/newt-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:39:21.038266+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}