secwatch.observer — SEC 8-K summary
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Issuer:     PROVIDENT FINANCIAL SERVICES INC (PFS)
CIK:        0001178970
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0001628280-25-047486
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Provident Financial Q3 net income $71.7M, EPS $0.55; record revenue $221.8M
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- Net income $71.7M ($0.55 diluted EPS) vs $72.0M in Q2 2025 and $46.4M in Q3 2024.
- Record revenue of $221.8M, consisting of net interest income $194.3M and non-interest income $27.4M.
- Net interest margin increased 7 bps to 3.43%; total deposits grew $387.7M to $19.1B.
- Tangible book value per share rose 3.6% to $15.13; non-performing assets improved to 0.41%.
- Provision for credit losses $7.0M ($4.5M on loans); annualized net charge-offs 0.11% of loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1178970/000162828025047486/0001628280-25-047486-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1178970/000162828025047486/pfs-20251029.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-047486

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