---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-048522"
form_type: "8-K"
ticker: "BOW"
cik: "0002002473"
company_name: "Bowhead Specialty Holdings Inc."
filed_at: "2025-11-04T23:59:59+00:00"
generated_at: "2026-05-17T00:44:34.517119+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bowhead Q3 GWP +17.5% to $231.5M; adj. EPS $0.47

## Summary
- Gross written premiums $231.5M (+17.5% YoY); casualty division led with +20.4%.
- Net income $15.2M ($0.45 diluted EPS); adjusted net income $15.8M ($0.47 EPS).
- Loss ratio 65.9% (+1.4 pts); expense ratio 29.5% (-0.4 pts).
- Net investment income $15.0M (+30.9% YoY) on book yield 4.8%.
- Book value per share $13.15; diluted book value per share $12.75.

## SEC filing metadata
- accession: 0001628280-25-048522
- form_type: 8-K
- ticker: BOW
- cik: 0002002473
- company_name: Bowhead Specialty Holdings Inc.
- filed_at: 2025-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2002473/000162828025048522/0001628280-25-048522-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2002473/000162828025048522/bow-20251104.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-048522
- JSON: https://secwatch.observer/filing/0001628280-25-048522.json
- Plain text: https://secwatch.observer/filing/0001628280-25-048522.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.