{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-048796","form_type":"8-K","ticker":"FOA","cik":"0001828937","company_name":"Finance of America Companies Inc.","filed_at":"2025-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.661018+00:00","generated_at":"2026-05-17T00:41:56.461218+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FOA Q3 adjusted net income $33M, $1.33 EPS; YTD net income $131M, $5.78 basic EPS","bullets":["Q3 net loss of $29M due to home price appreciation model changes; adjusted net income $33M, up 136% QoQ.","Nine-month funded volume $1.8B, up 28% YoY; Q3 volume $603M in line with expectations.","Repaid $85M of high-cost working capital facilities; agreed to repurchase Blackstone's equity stake.","Cash and equivalents rose from $46M (June 30) to $110M (Sept 30).","Announced strategic partnership with Better.com to expand senior-focused product offerings."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-048796","json":"https://secwatch.observer/filing/0001628280-25-048796.json","markdown":"https://secwatch.observer/filing/0001628280-25-048796.md","text":"https://secwatch.observer/filing/0001628280-25-048796.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/0001628280-25-048796-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foa-20251104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:41:56.461218+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}