---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-048796"
form_type: "8-K"
ticker: "FOA"
cik: "0001828937"
company_name: "Finance of America Companies Inc."
filed_at: "2025-11-04T23:59:59+00:00"
generated_at: "2026-05-17T00:41:56.461218+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FOA Q3 adjusted net income $33M, $1.33 EPS; YTD net income $131M, $5.78 basic EPS

## Summary
- Q3 net loss of $29M due to home price appreciation model changes; adjusted net income $33M, up 136% QoQ.
- Nine-month funded volume $1.8B, up 28% YoY; Q3 volume $603M in line with expectations.
- Repaid $85M of high-cost working capital facilities; agreed to repurchase Blackstone's equity stake.
- Cash and equivalents rose from $46M (June 30) to $110M (Sept 30).
- Announced strategic partnership with Better.com to expand senior-focused product offerings.

## SEC filing metadata
- accession: 0001628280-25-048796
- form_type: 8-K
- ticker: FOA
- cik: 0001828937
- company_name: Finance of America Companies Inc.
- filed_at: 2025-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/0001628280-25-048796-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foa-20251104.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-048796
- JSON: https://secwatch.observer/filing/0001628280-25-048796.json
- Plain text: https://secwatch.observer/filing/0001628280-25-048796.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.