{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-048906","form_type":"8-K","ticker":"AFL","cik":"0000004977","company_name":"AFLAC INC","filed_at":"2025-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.846230+00:00","generated_at":"2026-05-17T00:45:35.291428+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Aflac Q3 adjusted EPS up 15.3% to $2.49; declares Q4 dividend $0.58, up 16% YoY","bullets":["Net earnings $1.6B ($3.08 diluted) vs net loss $93M (-$0.17) YoY; adjusted EPS $2.49, +15.3%.","Aflac Japan sales +11.8% to ¥19.6B; pretax adjusted profit margin 52.2% (vs 44.7%).","Aflac U.S. net earned premiums +2.5% to $1.5B; pretax adjusted margin 21.7% (vs 20.8%).","Q4 dividend $0.58/share (16% YoY increase), payable Dec 1 to holders of record Nov 19.","Record $1.0B share repurchases in Q3 (9.3M shares); 121.6M remaining under authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-048906","json":"https://secwatch.observer/filing/0001628280-25-048906.json","markdown":"https://secwatch.observer/filing/0001628280-25-048906.md","text":"https://secwatch.observer/filing/0001628280-25-048906.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4977/000162828025048906/0001628280-25-048906-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4977/000162828025048906/afl-20251104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:45:35.291428+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}