---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-049563"
form_type: "8-K"
ticker: "NATL"
cik: "0001974138"
company_name: "NCR Atleos Corp"
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:25:45.797013+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NCR Atleos Q3 revenue $1.12B (+4% y/y), adjusted EPS $1.09 (+22%), reaffirms FY2025 guidance

## Summary
- Total revenue $1.12B (+4% y/y); core revenue ex-Voyix $1.11B (+6% y/y); recurring revenue 70% of total.
- Net income $26M (+24% y/y); adjusted diluted EPS $1.09 (+22% y/y).
- Adjusted EBITDA $219M (+7% y/y); ATMaaS revenue growth accelerated to 37% y/y; >40% expected in Q4.
- Full year 2025 guidance ranges reaffirmed; share repurchases expected to begin this quarter; net leverage target 2.8x.
- Self-Service Banking revenue $744M (+11% y/y); Network revenue $328M (-1% y/y).

## SEC filing metadata
- accession: 0001628280-25-049563
- form_type: 8-K
- ticker: NATL
- cik: 0001974138
- company_name: NCR Atleos Corp
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1974138/000162828025049563/0001628280-25-049563-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1974138/000162828025049563/natl-20251105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-049563
- JSON: https://secwatch.observer/filing/0001628280-25-049563.json
- Plain text: https://secwatch.observer/filing/0001628280-25-049563.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.