Open Lending Q3 2025 net loss of $7.6M vs prior-year net income of $1.4M

Open Lending Corp

2025-Q3 EPS reported -$0.05 revenue$73,872,000

Certified loans fell to 23,880 from 27,435 YoY; total revenue rose to $24.2M from $23.5M.
Net loss of $7.6M ($0.06 basic EPS loss) vs net income of $1.4M ($0.01 basic EPS) in Q3 2024.
Adjusted EBITDA improved to $5.6M from $4.5M; definition updated to exclude interest income and certain non-recurring items.
Gross profit $18.9M vs $17.3M; profit share revenues included $1.1M positive adjustment vs $7.0M reduction in prior year.
CEO highlighted launch of ApexOne Auto decisioning platform and enhanced underwriting standards.

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