---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-050388"
form_type: "8-K"
ticker: "ACRE"
cik: "0001529377"
company_name: "Ares Commercial Real Estate Corp"
filed_at: "2025-11-07T23:59:59+00:00"
generated_at: "2026-05-16T23:02:35.442354+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# ACRE reports Q3 GAAP net income $4.7M ($0.08/sh); Distributable Earnings $5.5M ($0.10/sh)

## Summary
- GAAP net income of $4.7M ($0.08 diluted EPS); Distributable Earnings of $5.5M ($0.10 diluted EPS).
- Closed $271M of new loan commitments subsequent to Q3; ~$500M in repayments YTD.
- Q4 dividend declared at $0.15/sh, payable Jan 15, 2026, record date Dec 31, 2025 (unchanged).
- Available capital ~$173M as of Sept 30, 2025, including cash and undrawn financing commitments.

## SEC filing metadata
- accession: 0001628280-25-050388
- form_type: 8-K
- ticker: ACRE
- cik: 0001529377
- company_name: Ares Commercial Real Estate Corp
- filed_at: 2025-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529377/000162828025050388/0001628280-25-050388-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529377/000162828025050388/acre-20251107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-050388
- JSON: https://secwatch.observer/filing/0001628280-25-050388.json
- Plain text: https://secwatch.observer/filing/0001628280-25-050388.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.