---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-051588"
form_type: "8-K"
ticker: "TWFG"
cik: "0002007596"
company_name: "TWFG, Inc."
filed_at: "2025-11-12T23:59:59+00:00"
generated_at: "2026-05-16T21:48:53.444894+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TWFG Q3 revenue up 21.3% to $64.1M; appoints Katherine Nolan as President

## Summary
- Total revenues $64.1M (up 21.3% YoY); net income $9.6M vs $6.9M; diluted EPS $0.11, adjusted diluted EPS $0.23.
- Adjusted EBITDA $17.0M (+44.7% YoY); margin 26.5% vs 22.2% (430 bps improvement).
- Total Written Premium $467.7M (+16.9%); MGA premium up 19.2%; organic revenue growth 10.2%.
- Full-year 2025 guidance: total revenues $240-245M, organic growth 11-13%, adjusted EBITDA margin 24-25%.
- Katherine Nolan, former COO, appointed President effective Nov 7, 2025; no new compensation arrangements.

## SEC filing metadata
- accession: 0001628280-25-051588
- form_type: 8-K
- ticker: TWFG
- cik: 0002007596
- company_name: TWFG, Inc.
- filed_at: 2025-11-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007596/000162828025051588/0001628280-25-051588-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007596/000162828025051588/twfg-20251112.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-051588
- JSON: https://secwatch.observer/filing/0001628280-25-051588.json
- Plain text: https://secwatch.observer/filing/0001628280-25-051588.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.