{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-052883","form_type":"8-K","ticker":"FOA","cik":"0001828937","company_name":"Finance of America Companies Inc.","filed_at":"2025-11-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.661250+00:00","generated_at":"2026-05-16T18:51:51.172766+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Finance of America acquires reverse mortgage assets from Onity subsidiary PHH Mortgage; expects Q1 2026 close","bullets":["Acquires HECM servicing portfolio, reverse mortgage loan pipeline, and select origination team members from PHH Mortgage (Onity Group).","Deal funded by warehouse/asset-level financing and available liquidity; expected to be immediately accretive to earnings and cash flow.","Enters 3-year subservicing agreement with PHH; PHH will offer HomeSafe Second loans to its forward mortgage customers as a new distribution channel.","Transaction approved by boards of FOA and Onity; closing subject to regulatory approvals and customary conditions.","No specific purchase price disclosed; closing expected in Q1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-052883","json":"https://secwatch.observer/filing/0001628280-25-052883.json","markdown":"https://secwatch.observer/filing/0001628280-25-052883.md","text":"https://secwatch.observer/filing/0001628280-25-052883.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828937/000162828025052883/0001628280-25-052883-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828937/000162828025052883/foa-20251117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T18:51:51.172766+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}