---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-052883"
form_type: "8-K"
ticker: "FOA"
cik: "0001828937"
company_name: "Finance of America Companies Inc."
filed_at: "2025-11-18T23:59:59+00:00"
generated_at: "2026-05-16T18:51:51.172766+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Finance of America acquires reverse mortgage assets from Onity subsidiary PHH Mortgage; expects Q1 2026 close

## Summary
- Acquires HECM servicing portfolio, reverse mortgage loan pipeline, and select origination team members from PHH Mortgage (Onity Group).
- Deal funded by warehouse/asset-level financing and available liquidity; expected to be immediately accretive to earnings and cash flow.
- Enters 3-year subservicing agreement with PHH; PHH will offer HomeSafe Second loans to its forward mortgage customers as a new distribution channel.
- Transaction approved by boards of FOA and Onity; closing subject to regulatory approvals and customary conditions.
- No specific purchase price disclosed; closing expected in Q1 2026.

## SEC filing metadata
- accession: 0001628280-25-052883
- form_type: 8-K
- ticker: FOA
- cik: 0001828937
- company_name: Finance of America Companies Inc.
- filed_at: 2025-11-18T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828937/000162828025052883/0001628280-25-052883-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828937/000162828025052883/foa-20251117.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-052883
- JSON: https://secwatch.observer/filing/0001628280-25-052883.json
- Plain text: https://secwatch.observer/filing/0001628280-25-052883.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.