---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-053254"
form_type: "8-K"
ticker: "EARN"
cik: "0001560672"
company_name: "Ellington Credit Co"
filed_at: "2025-11-19T23:59:59+00:00"
generated_at: "2026-05-16T18:26:28.133092+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Ellington Credit Q2 fiscal 2026: NAV $5.99, NII $0.23/sh, dividend fully covered

## Summary
- GAAP net income of $4.3M ($0.11/sh); NII $8.5M ($0.23/sh) vs $6.5M ($0.17/sh) prior quarter.
- CLO portfolio grew to $379.6M fair value; weighted average projected yield of 13.4% on fair value.
- Monthly dividend maintained at $0.08/sh; management notes full dividend coverage from NII achieved in September.
- Net realized gains on CLO mezz debt offset by unrealized losses on equity and credit hedges, lowering net income vs Q1.

## SEC filing metadata
- accession: 0001628280-25-053254
- form_type: 8-K
- ticker: EARN
- cik: 0001560672
- company_name: Ellington Credit Co
- filed_at: 2025-11-19T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1560672/000162828025053254/0001628280-25-053254-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1560672/000162828025053254/earn-20251119.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-053254
- JSON: https://secwatch.observer/filing/0001628280-25-053254.json
- Plain text: https://secwatch.observer/filing/0001628280-25-053254.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.