{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-054386","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2025-12-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.836273+00:00","generated_at":"2026-05-16T15:53:00.031967+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"NewtekOne offers to exchange $95M of 5.50% 2026 notes for 8.50% 2031 notes","bullets":["Exchange offer covers any and all of $95.0M outstanding 5.50% Notes due February 1, 2026.","Tendered notes exchanged at par ($25 principal for $25 principal) plus accrued interest.","New 8.50% Fixed Rate Senior Notes mature February 1, 2031; interest paid quarterly.","Offer expires January 9, 2026; condition: at least 10% of old notes must be tendered.","New notes expected to trade on Nasdaq under symbol NEWTO within 30 days of settlement."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-054386","json":"https://secwatch.observer/filing/0001628280-25-054386.json","markdown":"https://secwatch.observer/filing/0001628280-25-054386.md","text":"https://secwatch.observer/filing/0001628280-25-054386.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000162828025054386/0001628280-25-054386-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000162828025054386/newt-20251201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T15:53:00.031967+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}