---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-054386"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2025-12-01T23:59:59+00:00"
generated_at: "2026-05-16T15:53:00.031967+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# NewtekOne offers to exchange $95M of 5.50% 2026 notes for 8.50% 2031 notes

## Summary
- Exchange offer covers any and all of $95.0M outstanding 5.50% Notes due February 1, 2026.
- Tendered notes exchanged at par ($25 principal for $25 principal) plus accrued interest.
- New 8.50% Fixed Rate Senior Notes mature February 1, 2031; interest paid quarterly.
- Offer expires January 9, 2026; condition: at least 10% of old notes must be tendered.
- New notes expected to trade on Nasdaq under symbol NEWTO within 30 days of settlement.

## SEC filing metadata
- accession: 0001628280-25-054386
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2025-12-01T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000162828025054386/0001628280-25-054386-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000162828025054386/newt-20251201.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-054386
- JSON: https://secwatch.observer/filing/0001628280-25-054386.json
- Plain text: https://secwatch.observer/filing/0001628280-25-054386.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.